Law Offices Robert M. Stahl LLC
  • Home
  • Practice Areas
    • Bankruptcy And Financial Reorganization
    • Criminal Defense
    • Personal Injury Claims
    • Tax Controversy & Tax Litigation
    • Debtor/Creditor Law
    • Estate Planning And Administration
    • Litigation
    • Business Organizations & Transactions
  • About
  • Blog
  • Contact
Select Page

Handling Bankruptcy And Complex Tax Law Matters

  1. Home
  2.  » Bankruptcy And Financial Reorganization

Law Firm Helping Clients Achieve Financial Freedom

At Law Offices Robert M. Stahl LLC, we have more than three decades of experience representing individual and business debtors in connection with bankruptcy filing and restructuring their financial obligations through negotiated workouts with creditors and in state court lawsuits, as well as in bankruptcy reorganizations. Attorney Robert M. Stahl has experience in representing clients with serious financial and tax problems in all types of bankruptcy cases, and we have successfully helped thousands of Maryland clients discharge or reorganize tens of millions of dollars of commercial and tax-related financial obligations, as well as save their residential and commercial properties from foreclosure.

For Maryland clients seeking a lawyer to help them find a financial fresh start through bankruptcy, Law Offices Robert M. Stahl LLC is a trusted name. Call us to stop foreclosures, wage garnishments, lawsuits and IRS collections.

The Automatic Stay

An important feature applicable to all types of bankruptcy filings is the automatic stay which automatically stops most lawsuits, collection actions, repossessions, foreclosures, evictions, wage garnishments, attachments, utility shut-offs and debt collection harassment. It offers debtors a breathing spell by giving the debtor and the trustee assigned to the case time to review the situation and develop an appropriate plan.

Chapter 7 Bankruptcy

Chapter 7 bankruptcy is the most common type of consumer bankruptcy. This option allows debtors to liquidate their unsecured debts and obtain a financial fresh start.

Chapter 13 Bankruptcy

Whereas Chapter 7 bankruptcy involves liquidation, Chapter 13 bankruptcy is about reorganization. This option allows a debtor to consolidate, reorganize and brings their secured debts up to date.

Chapter 11 Individual Bankruptcy

While Chapter 11 is usually considered a business bankruptcy, it is utilized by individuals who own businesses or have uniquely complex debt structures that would be complicated or compromised by a more traditional Chapter 7 or Chapter 13 bankruptcy proceeding.

Small Business Bankruptcy Reorganization

Small businesses require special accommodation for their bankruptcy proceedings. Chapter 7 is not designed for small businesses that wish to retain control of operations, and chapter 11 is often too expensive in payback structure. Effective February 23, 2020, there is a middle ground between the two. The Small Business Reorganization Act (SBRA) streamlines the process of declaring bankruptcy for small businesses.

Tax-Motivated Bankruptcy

Most tax professionals mistakenly believe that no taxes can be eliminated (“discharged”) in a bankruptcy. This myth is wrong. Although the intersection of the United States Bankruptcy Code, the Internal Revenue Code, and IRS lien and levy rights is complicated, bankruptcy relief is available to stop collection activity by the IRS or state taxing authorities and eliminate some or all of an individual client’s tax liability. The filing of a bankruptcy case automatically and immediately stays (stops) IRS bank account levies and wage garnishments, and enables the taxpayer to either obtain a discharge or reorganize his or her tax liabilities.

What Is The Right Choice?

The most critical aspect of bankruptcy on the front end is deciding whether bankruptcy is the right choice and, if so, which type of bankruptcy to choose. At Law Offices Robert M. Stahl LLC, you will find an attorney with deep knowledge and experience who can help you make the best decision for your future.

Contact Law Offices Robert M. Stahl LLC

To discuss your financial future with an experienced lawyer, call 410-561-6797 or email the firm to schedule a consultation. You can also text us at 443-734-8300.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Practice Areas

  • Bankruptcy And Financial Reorganization
    • Chapter 11 Bankruptcy
    • Chapter 13 Bankruptcy
    • Chapter 7 Bankruptcy
  • Criminal Defense
  • Personal Injury Claims
  • Tax Controversy & Tax Litigation
  • Debtor/Creditor Law
  • Estate Planning And Administration
  • Litigation
  • Business Organizations & Transactions

Contact The Firm Today

Whether email or phone is more convenient, visit our contact page to find the office location best for you.

Main Office Location:

Law Offices Robert M. Stahl LLC

1142 YORK RD
Lutherville - Timonium, MD 21093

Phone: 410-561-6797

Map & Directions
3325 Putty Hill Avenue
Parkville, Maryland 21234
410-821-6600
1614 Churchville Road
Bel Air, Maryland 21015
410-838-1515
229 East Main Street
Westminster, Maryland 21157
410-751-3800
611 Eastern Boulevard
Essex, Maryland 21221
410-825-4800
8850 Columbia 100 Parkway
Columbia, Maryland 21045
410-480-4800
Review Us
  • Follow

© 2021 Law Offices Robert M. Stahl LLC. All Rights Reserved.

Disclaimer | Site Map | Privacy Policy | Business Development Solutions by FindLaw, part of Thomson Reuters